Tohme Accounting provides personal tax return preparation and review for Ottawa individuals and families. Samer Tohme, CPA, reviews each return line by line, catching deductions and credits that generic filing services routinely miss.
A personal tax accountant does more than enter numbers into a form. Samer Tohme reviews each T1 return line by line, identifying deductions and credits that a self-filing tool would miss, and confirming that everything aligns with current CRA requirements before submission. That review matters most before filing, not after. Catching an error ahead of time avoids the slower, more stressful process of a CRA reassessment months later, when correcting a return takes far more effort than getting it right the first time.
Some tax situations outgrow a basic filing tool quickly. Self-employed individuals and commissioned earners often have deductible expenses that need documentation, not guesswork. Landlords with rental income face reporting rules that a standard T4 filer never encounters. Employees juggling multiple T-slips or investment income risk missing a form entirely. Anyone who has already received a CRA reassessment knows how much a second set of eyes could have helped the first time around.
CRA treats cryptocurrency as taxable property, not currency, which surprises many filers who assume it works like a bank transfer. Buying, selling, or trading crypto can trigger capital gains or, in some cases, business income, depending on the level of activity. Investment income adds its own layer, since dividends and capital gains are taxed differently from employment income. Tohme Accounting’s crypto accounting services provide the specialized support this kind of reporting requires.
Several deductions go unclaimed simply because filers do not know they qualify. Home office expenses for eligible remote workers, medical costs above a certain threshold, tuition and professional dues, and childcare-related credits all reduce the amount owed when properly documented. Eligibility depends on individual circumstances, and no specific dollar amount can be promised in advance. A dedicated tax accountant in Ottawa reviews each situation directly instead of applying a generic checklist to every return.
Landlords face reporting requirements that a standard personal return does not anticipate. Rental income must be reported alongside allowable expense deductions, and the CRA expects clear records supporting both. How that income interacts with the rest of a personal return, including other earnings and credits, can change the overall picture. Professional review reduces the risk of a reassessment down the line by catching gaps before the CRA does. Tohme Accounting’s personal tax services cover this, as well as standard filing needs.
CRA correspondence does not wait for tax season, and neither should the support available to respond to it. Having a dedicated tax accountant in Ottawa that you can reach outside of April means faster answers when a letter or question arrives mid-year. Continuity also matters. Working with the same accountant year after year means less time spent re-explaining your filing history and more time to address what actually changed, rather than starting from scratch each spring.
Working directly with Samer Tohme, CPA, means a single point of contact who already knows your filing history, not a rotating team member each year. That continuity carries real value when questions come up between filing seasons. If your situation involves rental income, self-employment, cryptocurrency, or simply more complexity than last year’s return, schedule a Free Consultation and find out what your specific return needs are before committing to anything.
Certain signals suggest it is time to bring in professional support. Multiple income sources, rental properties, investment income, and self-employment earnings each add reporting complexity that a standard filing tool is not built to catch. A past CRA reassessment is another strong indicator, since it often means something was missed the first time. If your return has grown more complicated than a straightforward T4 filing, a dedicated accountant can review the full picture rather than just the numbers you remember to enter.
Yes, though results depend entirely on individual circumstances and no specific savings figure can be promised in advance. A tax accountant identifies deductions and credits that apply to your situation, reviews RRSP contribution timing, and considers income timing strategies that a self-filing tool would not flag. The value comes from a thorough review of your full financial picture, not a guaranteed refund amount. Every return is different, and outcomes reflect what actually applies to your circumstances.
A complete personal tax file typically includes T4 and T5 slips, RRSP contribution receipts, tuition slips, and any medical or childcare expense receipts collected throughout the year. Landlords should bring rental income records and related expense documentation. If you received any CRA correspondence during the year, including notices or reassessment letters, bring that as well. Having these documents ready before your consultation makes the review faster and helps catch anything easy to overlook.
Yes. CRA treats cryptocurrency as taxable property rather than currency, which means transactions are subject to tax rules many filers do not expect. Depending on your level of activity, crypto transactions can trigger capital gains or, in some cases, be treated as business income. Misreporting is common simply because the rules are not widely understood. A professional review helps ensure your crypto activity is reported correctly the first time, rather than having to be corrected after the CRA flags it.
A tax accountant can review the notice, determine whether the reassessment appears accurate, and respond to the CRA on your behalf if it does not. If the reassessment is incorrect, this can include managing the objection process directly. Responding promptly matters, since delays can limit your options, though no specific outcome can be guaranteed. Having someone familiar with your filing history handle the response often makes the process faster and less stressful than managing it alone.
