Tohme Accounting provides personal tax return preparation and review for Toronto individuals and families. Samer Tohme, CPA, works directly with each client, personally reviewing every tax slip rather than routing your file through an anonymous team.
A Toronto tax accountant does more than transfer numbers onto a form. Samer Tohme reviews each T1 return personally, identifying eligible deductions and credits before submission and confirming the filing meets current CRA requirements. That review matters most before the return goes in, not after. Catching a missed slip or an eligibility question ahead of time avoids the slower, more stressful process of a CRA reassessment months later, when fixing an error takes far more effort than getting it right the first time. A professional review at Tohme Accounting’s personal tax services catches gaps before filing, not after CRA flags them.
Most personal returns involve more slips than people expect. T4S covers employment income, T5S reports investment income, T3S applies to mutual fund distributions, and T4A slips capture pension or scholarship income. RRSP or RRIF slips add another layer for anyone drawing on retirement savings. Missing even one can trigger a CRA reassessment later, which costs more time than getting it right the first time. A professional review catches gaps before filing, not after CRA flags them.
Several deductions go unclaimed simply because filers do not realize they qualify. Employment expense claims for eligible workers, medical costs above a certain threshold, tuition and professional dues, and childcare-related credits can each reduce what is owed when properly documented. Eligibility depends on individual circumstances, and no specific dollar figure can be promised in advance. A dedicated tax accountant in Toronto reviews each filer’s situation directly instead of applying a generic checklist to every return.
Investment income adds real complexity to a personal return. Dividends and capital gains are taxed differently from employment income, and coordinating them with multiple T-slips or self-employment earnings on a single return is where DIY software tends to fall short. This is often the exact point at which filers move from a generic tool to a professional review. Each income type has its own reporting rules, and getting the interactions between them right matters more than any single slip.
Business owners in Toronto often need their personal and corporate returns reviewed together rather than separately. Salary versus dividend decisions made on the corporate side directly affect what appears on the personal return, and the filing timelines for the two need to align. A single point of contact familiar with both returns can flag a conflicting decision before it becomes a filing problem. Tohme Accounting’s corporate tax services coordinate directly with personal filing for exactly this reason.
CRA questions and notices do not wait for tax season, and having direct access to a tax accountant in Toronto mid-year means faster answers when something comes up. Knowing exactly who reviewed last year’s return also saves time this year, since there is no need to re-explain your situation to a new person each spring. That continuity is often what filers say they were missing with a team-based service, where the reviewer changes from year to year.
Working directly with Samer Tohme, CPA, means a single point of contact who already knows your filing history, not a rotating team member each year. That continuity carries real value when questions come up between filing seasons. If your return involves multiple slips, investment income, or a business you run alongside your personal filing, schedule a Free Consultation and find out what your specific situation needs before committing to anything.
Most personal returns start with a T4 for employment income, along with a T5 if you earned investment income during the year. T3 slips cover mutual fund distributions, while T4A slips report pension or scholarship income. Anyone drawing on retirement savings should also bring RRSP or RRIF slips. Beyond these common documents, a personalized checklist covers anything unique to your situation, so bringing whatever CRA correspondence or slips you received is a safe starting point.
Yes. Coordinating investment income, self-employment earnings, and standard employment income on a single return is one of the most common reasons people move from DIY filing to professional review. Each income type follows different reporting rules, and overlooking their interactions is an easy way to underreport or overreport what is owed. A tax accountant reviews it all together, rather than treating each income source as a separate, unrelated entry.
A tax accountant identifies eligible deductions and credits, confirms every slip is reported correctly, and reviews RRSP contribution timing as part of the return. Results depend entirely on individual circumstances, and no specific savings figure can be promised in advance. The value comes from a thorough review of your full financial picture, not a guaranteed outcome. Every filer’s situation is different, and the deductions that apply to one return may not apply to another.
Coordinating both often prevents conflicting decisions, particularly around salary versus dividend timing, which affects income on both returns. A single point of contact familiar with your corporate and personal filings can flag an issue earlier, before it becomes a larger filing problem. Handling both separately increases the risk that a decision made on one side creates an unexpected consequence on the other. Reviewing them together keeps the full picture in view.
A tax accountant can review the notice, determine whether the reassessment appears accurate, and respond to the CRA on your behalf. If the reassessment seems incorrect, this can include managing the objection process directly. Responding promptly matters, since delays can limit your options, though no specific outcome can be guaranteed. Having someone already familiar with your filing history handle the response typically makes the process faster and less stressful than managing it without support.
